THE DAVID R. BERGMANN GROUP
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OUR BUSINESSES - MUST READ DISCLOSURES
SECURITIES, INVESTMENTS AND FINANCIAL PLANNING -
David R. Bergmann CFP ® , CLU, ChFC
Enrolled To Practice before the Internal Revenue Service
RR - Registered Representative and IAR - Investment Advisory Representative
Securities and investment advisory services are offered through Financial Network Investment Corporation, member SIPC. Opinions expressed are not intended as investment advice or to predict future performance. All information is believed to be from reliable sources. However, we make representation as to its completeness or accuracy, all economic and performance information is historical and is not indicative of future results. You cannot invest directly in an index. Financial Network Investment Corporation is not an affiliated business of The David R. Bergmann Group.
TAX, INSURANCE AND BUSINESS CONSULTING AND OWNER SERVICES -
David R. Bergmann CFP™, EA, CLU, ChFC
Managing Principal
The David R. Bergmann Group
The tax, insurance, and business consulting and owner services activities of The David R. Bergmann Group are separate and distinct activities of David R. Bergmann, CFP®, EA, CLU, ChFC, Managing Principal of The David R. Bergmann Group a tax, insurance, and business consulting and owner services provider. Regarding business activities please call if you have any questions, need additional information, or wish to review a copy of The David R. Bergmann Group annual client disclosure sign-off statement or our ADV as Investment Adviser and Registered Representative with FNIC). THANKS.
Circular 230 Disclosure: To ensure compliance with Treasury Department regulations, we inform you that, unless specifically indicated otherwise, any tax advice contained in this message, including any attachments, was not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or applicable state of local tax law provisions or (ii) promoting, marketing or recommending to another part any transaction or matter addressed herein.
IAR AND RR WITH FINANCIAL NETWORK INVESTMENT CORPORATION - FNIC
David R. Bergmann, CFP ®, EA, CLU, ChFC
Registered Investment Advisory Representative, IAR
Financial Network Advisory Corporation
David, as an investment advisory representative, offers fee-based assets under management investment advisory services to his clients. Fee only advisory services are only offered for account sizes in excess of $100,000. Ideally, for better economies of scale with respect to our clients costs, the account minimum for advisory services is best suited, and should be, for accounts in excess of $250,000. Fees and services are generally fixed, however, each clients engagement is unique and specific to their needs and services and therefore some fee variances may be negotiated. For amounts under $100,000, services can be provided under the commission based structure unless "otherwise" negotiated.
Registered Representative RR
Financial Network Investment Corporation
David, as a registered representative with Financial Network, Member SIPC, can transact for his clients investment and securities business with compensation coming from the "sale" of a product. David is a registered securities reprentative having Series 7, Series 24, and Series 63 Securities registrations for transacting that kind of business. Stocks, Bonds, Variable Annuities, Variable Life Insurance, and packaged products such as Mutual Funds, Unit Investment Trusts, and the like are examples of securities related business activities which could involve commission based compensation. Exchange Traded Funds, "C" Shares, and other security portfolios may be constructed and utilized under this format as an alternative to pure front
load fund choices.
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FINANCIAL NETWORK INVESTMENT CORPORATION - FNIC
Business Activity Disclosure
Independent Advisory Representative & Registered Representative
In constructing Davids advisory, securities, and investment activities it was Davids goal to maintain the greatest flexibility for his clients with regard to compensation for services without sacrificing any objectivity or independence. For that reason, for purposes of conducting investment, securities, and registered investment advisory activities, I have affiliated as an Investment Adviser Representative with Financial Network Investment Corporation an independent Broker Dealer (SIPC insured) and Financial Network Advisory Corporation a Registered Investment Advisor. Financial Network Investment Corporation and Financial Network Advisory Corporation do not offer any proprietary products. The relationship between David R. Bergmann and Financial Network is strictly that of an independent contractor. The activities of David R. Bergmann investment advisory representative, or David R. Bergmann registered representative, are separate and distinct (and non-affiliated) business activities from those of The David R. Bergmann Group (The Group).
To reiterate, because it is so important, the activities of David R. Bergmann investment advisory representative, or David R. Bergmann registered representative, are separate and distinct business activities from those of The Group. and FNIC and The Group are non-affiliated companies.
When you become a client we will require your annual signature confirmation of your having read and understood these business activity explanations. Separate disclosure statements will be provided depending upon the services provided (1) those through Financial Network (Pre-Engagement Compensation Disclosure Statement and "Brochure Rule" Substitute, or other) and (2) those offered through The David R. Bergmann Group (Tax Return Review Authorization and Engagement Disclosure statements, or other).
Giving the client choices and options remains my priority. Note see the Business Activity Disclosure form for The Group. Annual client acknowledgement and sign-off on both Business Activity Disclosure forms is required.
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